PROPERTY & FIRE

TVPL delivers innovative services & solutions across a broad spectrum of insurable & non-insurable risks. Our specialized claims expertise helps you to reduce claims costs to manage risk.

Our team has substantial experience in handling not only small and mid-size claims, we have expertise in managing large and complex claims for insurers all over Pakistan. Our strong account management skills and technical expertise are ideally suited to handle almost all types of Property and Fire claims.

We have in depth knowledge of policy covers and a thorough understanding of local laws. Our reports are valued for their detailed explanation into the nature and extent of damage, policy cover, recovery, reserving and guidance on loss mitigation.

We have detailed knowledge of handling claims in the following areas:


  • Commercial and Industrial fire.
  • Natural perils, including storm, flood and earthquake.
  • Associated business interruption.
  • Machinery breakdown.
  • Terrorism claims.
  • Commercial theft, transit and all risks claims.

At TVPL we have handled some of the largest Fire and Property Damage Losses of Pakistan and Across the Border in Afghanistan.

INSURED: M/s Orient Electronics (Pvt.) Ltd.
BUSINESS: Damage to stock of finished goods, raw material, contents, building, equipment, machinery.
POLICY: Fire & Allied Perils Insurance.
TYPE OF LOSS: Physical Fire
CLAIM: PKR 2 Billion 

INSURED: M/s. Tauseef Enterprises (Private) Limited
BUSINESS: Damage to stock ( finished/semi-finished, in process and raw material),office appliances, machinery and building
POLICY: Fire & Allied Perils Insurance.
TYPE OF LOSS: Physical Fire
CLAIM: PKR 751 million 

INSURED: Mekotex (Pvt.) Ltd
BUSINESS: Manufacturer and Exporter of Cotton Fabrics
POLICY: Fire and specified perils
TYPE OF LOSS: Fire loss at Factory Premises
CLAIM: Approx. PKR 600 million

INSURED: Dalda Foods Limited
BUSINESS: Manufacturing, Marketing and & Distribution of Edible Oil 
POLICY: Fire & Allied Perils
TYPE OF LOSS: Fire loss at Insured’s Warehouse.
CLAIM   PKR 650 million 

INSURED: Ministry of Energy and Water Afghanistan A/c KEC International Ltd.
BUSINESS: Erection and Commissioning of Power Transmission Projects.
POLICY:  Erection All Risks Insurance.
TYPE OF LOSS:    Property Damage to Transmission Line Tower due to terrorism attack (Saydabad, Ghazni Section) Afghanistan.
CLAIM:  USD 2.2 million

INSURED: Ministry of Energy and Water Afghanistan A/c KEC International Ltd.                                                     
BUSINESS: Erection and Commissioning of Power Transmission Projects.
POLICY COVERAGE: Erection All Risks Insurance.
TYPE OF LOSS: Flood Damage to Substations 
CLAIM: Euro € 1 million